Free, no obligation life insurance consultation call to discuss anything and everything life insurance.
Theresa is an experienced life insurance agent and is dedicated to doing right by her clients. She is a 22 year USAF retired veteran. She finds great joy in educating her clients as well as helping protect and grow their retirement assets. The Hechler Agency offers life insurance solutions including mortgage protection, term life, whole life, final expense, long term care, retirement protection, annuities and key man life policies. Theresa can help you find personalized coverage to fit your budget. She is currently licensed in 20 states.
Once you qualify, you pay premiums based on your amount of coverage. If you die while the policy is in force, the insurance company provides funds to pay off your mortgage.
Mortgage protection provides funds to cover an outstanding mortgage balance in the event of your death.
The main benefit is to protect your family in the event you die with an outstanding mortgage balance. This coverage is also easy to purchase, no physical exam is typically required, and rates are generally affordable. Certain policies also offer a return of premium feature, so if you don't use the benefit, you get your money back.
Yes! Since so many companies offer this coverage, pricing is competitive and therefore affordable.
Most plans are offered with simplified underwriting, so you don't always have to pass a medical exam to qualify. If you have a pre-existing condition, this can be a less competitive option to qualify for.
If you plan to purchase a home, or you're already paying a mortgage, you should have this insurance to ensure you're protected if the unexpected happens.
We are happy to answer any questions you might have. Get in touch with us.
“The agent was extremely knowledgeable and helpful. They were able to get me coverage at an affordable price.”
● Best-in-class compensation and incentives
● Industry-leading career choice and opportunity
● Exclusive and diverse lead programs
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The Hechler Agency
Phone: (530) 431-2626
Our eight core values are the
driving force behind everything we do.
View our interactive timeline to
The Hechler Agency
• Mortgage Protection
• Final Expense
• Term Life Insurance
• Universal Life Insurance
• Disability Insurance
• Critical Illness Insurance
• Retirement Protection
No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.